To start with- i would be sharing my experience good and bad as i post about portfolio development
1) first things first - i always keep atleast two-three months maximum income ever to tackle any emergency.
For that i have in bank opted for autofixing i.e whatever balance i have in my account it is automatically fixed the moment i withdraw money the next whole number is deducted from the fixed amount and rest remains as it is. I don't get interest for that month only on the withdrawn amount.
This is first hand safety remember a bird in hand is worth two in bush.
If you like my post please do respond so that i continue.
People in hurry to earn please do not read further.
next post will be distribution of monthly income.
past personal experience made me take this step.