Okay - thanks everybody for the explanations. I have done the School Of Pips once and am going to do it again. I just had the idea that if the two markets that are on your chosen chart were closed, you should see no activity unless you changed it to another pair that were open, but I see what you mean. My wife and I have decided to try a little investing ourselves since our retirement fund is tanking anyway.

Along with this site and the stack of Forex books next to me, I hope to slowly grasp what's what - just don't want to rush it. Thanks for the forexfactory.com too. Another site to ad to my growing Forex folder.
