Bank Research Consensus Weekly 03-09-09

The BoE had been reluctant to cut rates quickly over the last year even as the Federal Reserve was quick to do so. The rationale for not rushing to bring down the lending rate drastically had to do with the BoE’s mandate to keep inflation near two percent, when last fall year-over-year inflation was over five percent. But inflation – at a year-over-year rate of 3.0 percent in January – poses less of a threat.

E. Silvia, Ph.D. Chief Economist, Wachovia

Weekly Bank Research Center 03-09-09

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Quantitative Easing: What Is it and How Might it Work?

[/B] [/B] [/B]</p> Stephen Roach, Head Economist, Morgan Stanley

The MPC has clearly signalled that further policy easing is very likely. Further  easing will very likely come in the form of 'quantitative easing'.  It now looks  very likely that the BoE will soon start buying gilts and other assets with the  stated aim of increasing the money supply. We analyse what quantitative easing  is, how it might be done and whether and how it might work. While it is far from  clear that quantitative easing (QE) will achieve very much in the current  environment, we think it is worth a try.  The degree to which it is effective  will crucially depend on which assets are purchased.  Here, there is likely to  be a trade-off: the more like cash the assets purchased are (in terms of  liquidity, maturity and credit risk), the less likely quantitative easing is to  have a substantial effect. But the less cash-like the assets purchased are, the  more risk of loss the central bank (and ultimately the government) will be  taking.  

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USD Rebound Not Yet Over

[/B] [/B] [/B] Niels-Henrik Bjørn Sørensen, Senior Analyst, Danske Bank

                                                                                                                                                                        The USD has made a strong start to 2009 and has been the best-performing G10  currency to date. There are several reasons for this, including movements in  relative interest rates and equities, which have both favoured the USD, and  lower oil prices, which are increasingly helping energy-intensive American  households back onto their feet. There is also still an overhang of USD scarcity  in financial markets from last year, which has prompted the Federal Reserve to  extend its swap arrangements with other central banks until October. This latter  factor is crucial to an understanding of why the USD is finding natural support  in the market. We (and others, including the BIS) also think this is one of the  main reasons why the USD has bounced back so strongly after being on its knees  last summer.                                                                                                

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Bank of England Taking a Cue from the FOMC

[/B] [/B] [/B] E. Silvia, Ph.D. Chief Economist, Wachovia

                                                                                                                                                                      The BoE had been reluctant to cut rates quickly over the last year even as the  Federal Reserve was quick to do so. The rationale for not rushing to bring down  the lending rate drastically had to do with the BoE’s mandate to keep inflation  near two percent, when last fall year-over-year inflation was over five percent.  But inflation -- at a year-over-year rate of 3.0 percent in January -- poses  less of a threat. With just about every major economy around the world mired in  recession, there is less danger of runaway inflation taking hold. In addition to  the problem of slowing growth abroad, there were signs this week that domestic  demand in the United Kingdom was falling apart as well. The purchasing managers'  indexes for both manufacturing and the service sector remained in contraction  territory in February though the survey for the service sector has begun to show  tentative signs of recovery. BoE Governor Mervin King wrote to the Chancellor of  the Exchequer noting that in "these highly uncertain times, there are merits to  stimulating the economy through a variety of different channels."                              

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Car-Pocalypse and Beyond in the U.S.

[/B] [/B] [/B]</p> Steve Chan, Economist, TD Bank Financial Group

Factory payrolls dropped by 168,000, which was less than in the prior two  months. But the 'car-pocalypse' rolls on, and job losses were very broadly  based. As February U.S. car sales plunged 41% year-over-year, and those of the  Detroit 3 (D3) at only half the levels a year prior, excess capacity remains  significant and more layoffs are in the data pipeline. Only utilities,  education, health, and government services created jobs in February, and a  marginal 36,000 at that. Meanwhile, the unemployment rate increased from 7.6% to  8.1%, which brings it to its highest level since December 1983.  

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Compiled by: David Song, Currency Analyst and Geng Chen, Dailyfx.com