Hi @jmiles,
We responded to a similar post you made in another thread. To recap, the amount of leverage you use is within your control up to the maximum allowed by regulations which is 50:1 in the US. That means you are free to use less leverage if you prefer or use no leverage at all which is to trade 1:1.
For example, in order to trade one micro lot (1000 currency units) of USD/JPY without leverage, you would need $1000 in your trading account. If you wanted to trade two micro lots, then you would need $2000 in your account. You would be trading without leverage (or 1:1 leverage) in this case, because each dollar in your account would be controlling $1 in open positions.
You may find this earlier discussion on the topic helpful: Can I lose more than my deposit?