I want the LOWEST LEVERAGE possible!

[1] I am primarily interested in Forex NOT to earn massive amounts of pips, but rather to spread out my cash holdings over a few different currencies & higher interest rates than what I’m currently getting in my USD checking account.

[2] I’m more concerned about wealth preservation than wealth building (in other words… very LOW RISK… holding… not speculating).

[3] SO… I’m looking for a Forex broker that allows very low leverage (1:2 or 1:3 preferably). I’ve looked at OandA and FCXM, but it seems the lowest leverage they allow is 1:10 and 1:100 respectively.

[4] I’ll be funding my account with $100k.

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Someone on a different forum said that the [B]MINIMUM[/B] leverage offered by the broker is different than the [B]ACTUAL[/B] leverage that I can achieve on my own simply by managing my trades properly – So even though the broker offers a 1:10 [B]MINIMUM[/B] leverage, I can get 1:2 or 1:3 by managing my trades properly.
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[B]Please… someone tell me if this is correct:[/B]

The broker lists the leverage as 100:1 (or whatever) on each [B]individual trade[/B]. But I’m looking at my total exposure across [B]ALL[/B] trades.

So effectively, with $100,000 in my account if I have:

(1) $100,000 AUD/USD trade
(2) $100,000 NZD/USD trade

… $200,000 TOTAL -----> My [B]ACTUAL[/B] leverage is 1:2

AND/OR

(1) $100,000 AUD/USD trade
(2) $100,000 NZD/USD trade
(3) $100,000 GBP/USD trade

… $300,000 TOTAL -----> My [B]ACTUAL[/B] leverage is 1:3

[B]Can someone confirm/deny that this is correct?[/B]

I’m also interested in any constructive opinions about this strategy.

Your example is correct. It’s the difference between actual leverage employeed and permissible leverage. Just because a broker allows you 100:1 leverage doesn’t mean you have to use it all. Your actual leverage is the total size of your positions divided by the size of your account, as you have outlined in your examples.

Thank you, rhodytrader! I appreciate your time.