Interesting observation @_bob and very true! Made me think back a bit to some things I used to use for this purpose and after a bit of hunting I found this old template and adjusted it a bit to suit a typical small starting account of around USD 1000 for a Newbie who is just starting out and without your kind of experience.
I guess there are many ways of approaching MM and I dont think a Newbie necessarily always needs to have a system that is overly complex.
I like this type of template because it breaks development into a series of progressive, manageable and identifiable levels ( in column 1) and each level only requires the new trader to focus on an interim profit objective (column 6) with a controlled max stoploss (column 5) (after which they then move up to the next stage) whilst simultaneously highlighting a loss level at which the Newbie drops back to the previous level again (column 8).
I just invented some typical numbers in this chart where, as an example, we start at level 1 with capital of 1000. This level is only using 1 microlot and has a target of USD 10. There is no time limit or number of trades,or fixed risk/reward etc the trader just uses his method within the stoploss parameters to reach this target.
Once USD10 is exceeded then the trader moves to level 2 and targets now a profit of USD30 using 2 microlots. If the account balance drops back below for example 1005 then the trader drops back to level 1 and 1 microlot.
After eventually reaching a further profit of USD 30 then the trader moves up to level 3 and so on.
This table is purely a theoretical example and the values and position sizes within the levels can be set for however much suits a trader and their typical trading win/loss sizes.
The main aim here is to keep the trader focussed on a controlled, progessive, achievable, defined, concrete, near-term target plan without overlooking that a rashly overlarge exposure is going to drop them to at least one lower level - kind of carrot and stick approach. I think it also helps train a trader to always think in terms of profit objectives and capital preservation.
Not very slick nor very sophisicated but provides some simple parameters for keeping one's account on a progressive path. Of course, at any time the trader can vary the position size and individual trade targets and loss levels, provided they stay approximately within the overall scope of the particular level.
This example trader is now on level 6 with a balance of 1210 and a position size now of 6 microlots. (I emphasise again that this is only a template and these parameters are purely fictitious and a trader should always check and adjust them so they are realistic relative to their own trading style).