Is forex only for people with lots of money?

no, not at all - in fact if anything, the exact opposite

“trading” spot forex against counterparty market-makers who are pretending to be “brokers” is an industry targeted primarily at the undercapitalized and the inexperienced (you need only look at the “brokers’” marketing to see this - this specific industry certainly isn’t generally promoted and marketed like any other form of trading is)

this recent thread may interest you:-

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