The5ers | Funding Forex Traders & Growth Program | Q&A

:mag:In today’s trading room, Rich and Victor, both funded traders with The5ers, explained how they trade the Forex market through live trading. Watch them use OrderBlocks to identify key market opportunities and stack profits consistently.

:clock3:Every Monday, Tuesday, and Wednesday at 8 AM EST.

High 5!

:boom:Demetrius is one of The5er’s $80K High-Stakes funded traders. He got paid 6 times for a total of $15,195 and Scaled His Account Twice.

His next mission is to reach 10% to scale his High-Stakes account to $100K.

We spoke with Demetrius about his trading plan, insights, and lessons gained while trading in the markets and our platform as a funded trader.

High 5!

:mag: In today’s trading room, Jonatan Randin and Victor, “The Masked Trader,” broke down the top forex setups you can’t afford to miss for the upcoming week. Discover key trade opportunities, analyze live market conditions, and learn how to position yourself for maximum profit. Whether you’re a day trader or a swing trader, this session will help you stay ahead of the game.

:clock3:Every Monday, Tuesday, and Wednesday at 8 AM EST.

High 5!

Esteban is one of The5ers $40K Bootcamp funded traders. He got paid $2,712 and scaled his account 3 times.

His next mission is to reach 5% to scale his Bootcamp account to $50K.

We spoke with Esteban about his trading plan, insights, and lessons gained while trading in the markets and our platform as a funded trader.

Read Esteban’s Interview

High 5!

Dimitrios is one of The5ers’ $150K funded traders. He withdrew $15,315 while scaling his account twice.

We spoke with Dimitrios about his trading plan, insights, and lessons gained while trading in the markets and our platform as a funded trader.

High 5!

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Hello Traders!

We’re thrilled to announce that cTrader is now available to all The5ers traders!

:point_right: To help you get started, we’ve prepared a short overview video. Give it a watch and see what cTrader can do for you: https://youtu.be/GjrrZ6AIxSQ

MT5 isn’t going anywhere! For those of you outside the US, you can continue to choose MetaTrader 5. But now you also have cTrader as an additional platform option when purchasing a new account!

If you have any questions, our team is always here to help over at ⁠📩︱live-chat-support or email via [email protected]!

High 5

Does US Tech Dominance Outweigh Dovish Fed Policy?

The recent slight rise in the USD/CHF pair toward 0.7940 signals a crucial shift in favor of the US Dollar, despite immediate monetary headwinds. While the Federal Reserve is broadly expected to deliver a dovish 25 bps rate cut driven by cooling US inflation and a soft job market, the DXY remains resilient. This Dollar strength is not simply speculative; it highlights profound structural weakness in the Swiss Franc. The chronically negative Swiss ZEW Survey Expectations, which improved only marginally to -46.4 in September, point to persistent domestic economic pessimism, which significantly erodes the Franc’s safe-haven appeal. This divergence of underlying economic health proves more influential than short-term rate expectations.

The influence of geopolitical and geostrategic risk further supports the US Dollar. Upcoming high-stakes discussions between the US and Chinese leaders on trade and technology issues, including tariffs and rare earth controls, inject uncertainty into global markets. When major power tensions escalate, the US Dollar automatically benefits from its unrivaled status as the world’s most dominant reserve currency. Capital rapidly flows from smaller, risk-exposed jurisdictions and into USD-denominated assets. This flight to the world’s most liquid currency strengthens the Dollar against rivals like the Franc, which is typically a safe-haven but lacks the USD’s depth and liquidity.

Crucially, the long-term upward trajectory of the USD/CHF is underpinned by US technological dominance. The United States leads decisively in high-tech sectors, particularly in AI and life sciences. This leadership, evidenced by robust patent analysis and significant private sector investment, guarantees a continuous inflow of global capital. Generative AI alone is projected to add trillions in annual economic value, primarily benefiting US-listed companies. This enduring, structural edge in high-tech and science creates a massive, consistent demand for US assets, systematically bolstering the Dollar’s value and allowing it to outperform the Franc, regardless of short-term interest rate adjustments.

In summary, the USD/CHF gain is a complex interaction of factors. Although the Fed is expected to cut rates, a fundamentally weak Swiss economic outlook and immediate geopolitical risks drive capital to the superior stability of the Dollar. Ultimately, the US Dollar’s strength derives from the unmatched geostrategic advantage of its reserve status and its sustained global leadership in technology and innovation. These long-term structural drivers decisively outweigh the immediate dovish signals from the Federal Reserve, positioning the USD for continued strength against the Franc.

RBA’s Hawkish Stance and Easing Geopolitics Fuel AUD/JPY Surge to 101

The Australian Dollar (AUD) versus the Japanese Yen (JPY), known as AUD/JPY, has risen sharply to around 101.10. This increase happens mainly because of big differences in how the two countries’ central banks handle money policy. In Australia, recent data showed inflation at 1.0% higher than the expected 0.8% so the Reserve Bank of Australia (RBA) is unlikely to cut interest rates soon. Instead, it will likely keep rates at 3.60% in its meeting tomorrow. This makes the AUD stronger, as higher rates attract investors seeking better returns. On the other hand, Japan’s Bank of Japan (BoJ) stays very loose with its policy, keeping rates near zero and showing no rush to tighten. This weakness in the JPY, combined with Australia’s firmer stance, pushes AUD/JPY higher. For novice traders, this means buying AUD/JPY could be a good “carry trade” borrowing cheap JPY to invest in higher-yielding AUD potentially leading to steady profits if the trend continues.

Beyond money policy, global trade tensions easing also boosts the AUD. A new agreement between the U.S. and China has paused restrictions on rare earth minerals exports, which helps Australia as a top supplier of these key materials used in tech, cars, and defense. Better U.S.-China relations mean more demand for Australian exports, supporting economic growth and the AUD’s value. Meanwhile, Japan’s new Prime Minister, Sanae Takaichi, plans heavy government spending like in past “Abenomics,” which weakens the JPY further by flooding the economy with money without raising rates. Overall, these factors create strong upward pressure on AUD/JPY, suggesting it may climb more after tomorrow’s RBA decision. Traders should watch for positive RBA signals on inflation control, as they could spark even bigger gains, but always use stop-losses to manage risks from sudden news shifts.

Is the Pound’s Decline Irreversible Before BoE?

The recent surge in the EUR/GBP cross above the $\mathbf{0.8750}$ threshold is fundamentally rooted in a significant monetary policy divergence between the UK and the Eurozone. The key driver is the heightened uncertainty surrounding the Bank of England’s (BoE) Thursday rate decision. Following softer UK inflation and wage data, analysts have begun pricing in a material probability of an impending rate cut, generating substantial dovish speculation. This expectation inherently depreciates the British Pound (GBP), creating a powerful interest rate differential against the Euro. Conversely, the European Central Bank (ECB) maintains a firm policy pause, with President Christine Lagarde expressing confidence in the Eurozone’s outlook, reinforcing the Euro’s stability and momentum.

While macroeconomic policy dictates the current upward trajectory of EUR/GBP, subtle but material geopolitical headwinds threaten the Euro’s stability. Political turmoil in France, specifically the government’s struggle following the rejection of a key finance measure, raises the specter of snap elections and governmental paralysis. Such internal political risk within the Eurozone’s second-largest economy undermines investor confidence and poses a downside risk to the Euro’s valuation, counteracting the macroeconomic tailwinds. Furthermore, long-term structural health of both currencies is tied to competitive advantages in high-tech sectors, FinTech, and life sciences, where patent analysis and robust cyber infrastructure are crucial for attracting foreign direct investment.

The immediate market outlook hinges almost entirely on the forthcoming BoE announcement and the subsequent commentary from Governor Andrew Bailey. An unexpectedly dovish stance would confirm market expectations, severely weaken the GBP, and likely cement a sustained move by EUR/GBP toward the $0.8800$ mark. This movement predominantly reflects a GBP weakness narrative rather than overwhelming EUR strength. Traders must recognize that while the current momentum favors the Euro, any escalation of the French political crisis into a threat to wider EU fiscal cohesion could rapidly reverse the pair’s upward trend. Close monitoring of this dual risk profile is paramount.

Are questions welcome, here?

Does 5ers still have the Visa card payout option available, and if so, is its availability limited by trader location (country), please?

[I mean other than by obviously not being available to people in countries where 5ers programs aren’t available anyway, of course.]

Has the BoE Already Doomed the Sterling?

Macroeconomics: Diverging Central Bank Paths

The British Pound (GBP) has aggressively declined, losing 4.8% from September highs, primarily due to a growing policy divergence between the Bank of England (BoE) and the US Federal Reserve (Fed). Markets increasingly expect the BoE to cut interest rates sooner, with current pricing suggesting a 35% chance of a 25-basis-point cut. This dovish pressure stems from cooling UK labor data and inflation, which, despite ticking up slightly, remains far from 2023’s double-digit peaks.

In stark contrast, the US Dollar (USD) remains resilient, supported by the Fed’s persistent “higher for longer” stance. Strong US data, notably the 195,000 October Non-Farm Payrolls addition, bolsters this hawkish view. This widening interest rate differential, now almost 100 basis points favoring the USD, makes dollar assets more attractive than sterling assets, directly pressuring the GBP/USD pair toward the critical 1.3000 support level.

Economics and Fiscal Warning: Tax Hikes Loom

Domestic UK economic concerns amplify the bearish pressure on Sterling. UK Chancellor Rachel Reeves issued a pre-Budget warning, confirming an intent to raise taxes to close a significant £22 billion fiscal gap. This public rhetoric prepares markets for an Autumn Budget featuring fiscal tightening measures.

Fiscal tightening through tax hikes generally dampens economic growth expectations, which encourages the BoE to consider rate cuts to stimulate activity. This political and economic dynamic fuels bond market volatility. The UK 10-year gilt yield briefly fell, reflecting investor expectation of slower growth and a dovish BoE response, accelerating the GBP/USD selloff.

Geopolitics and Geostrategy: Dollar’s Global Anchor

The Dollar’s strength is not purely macroeconomic; it acts as a global safe-haven anchor, a key geostrategic function. Renewed focus on geopolitical stability and trade deals, such as the preliminary US-China trade consensus on export controls and fentanyl, often benefits the US Dollar as the primary reserve currency.

Conversely, the UK faces fiscal uncertainty and lower productivity forecasts, placing its currency at a relative disadvantage. The USD’s dominance, reinforced by Chair Jerome Powell’s measured, firm rhetoric, creates a sharp contrast with the BoE’s internal divisions on policy. This global context makes the USD the preferred currency, undermining Sterling’s value on the international stage.

Technology and Cyber Risk: Underlying Competitiveness

While the movement is not driven by immediate technical news, the UK’s long-term technological and patent competitiveness affects its currency’s appeal. Persistent issues, like lower productivity forecasts reported by the Office for Budget Responsibility, imply a lag in high-tech innovation and efficiency compared to the US.

A slower pace of innovation and lower productivity in the UK’s services and manufacturing sectors contrasts with the robust, job-creating US economy. This fundamental economic weakness limits Sterling’s potential for sustained, long-term appreciation. Technical analysis confirms this bearish trend, showing a double-top pattern and momentum indicators deep in negative territory, confirming the downward bias toward the 1.3000 psychological barrier.

Yes, questions are absolutely welcome here! 😊As for your question about Visa card payouts:
Here’s the current list of available methods

1 - Rise
2 - Direct Crypto
3 - Bank Transfer

4 - HUB Credits

Please note that funds withdrawn as Hub Credits can only be used for internal purchases and will be available on your dashboard. These funds cannot be withdrawn or reversed to Rise or Crypto.

Once funded, you can withdraw every after 14 days with a minimum of $150 after profit split.

If you need any further assistance, please do not hesitate to contact [email protected]

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Why the US Dollar Dominates the Loonie?

The USD/CAD pair trades near 1.4100, reflecting the US Dollar’s (USD) persistent strength against the Canadian Dollar (CAD). This rally to seven-month highs stems from powerful structural and cyclical forces. We observe a widening monetary policy divergence and geopolitical uncertainty that favors the USD. Analyzing macroeconomics, fiscal policy, and trade reveals why the CAD struggles to sustain gains, despite positive Canadian data.

Geopolitics and Geostrategy: North American Trade Friction

Trade uncertainty directly pressures the CAD. Recent trade tensions with the US create significant CAD headwinds. Prime Minister Mark Carney apologized for an anti-tariff advertisement, but President Trump reportedly rejected resuming trade talks. This situation keeps bilateral trade risk elevated, undermining business confidence in Canada. US court proceedings over broad tariffs further inject political risk into the U.S.-Canada relationship, threatening key sectors like the auto industry.

The USD functions as the global reserve safe-haven anchor.Global investors gravitate toward USD assets during times of geopolitical friction. This geostrategic function offers the USD a structural advantage over the commodity-linked CAD, reinforcing the pair’s upward momentum.

Macroeconomics: Diverging Rate Paths

The primary driver remains the widening interest rate differential. Strong US data bolsters the Federal Reserve’s (Fed) hawkish stance. US ADP Employment climbed by 42,000 in October, reversing the prior decline. ISM Services PMI also rose to 52.4, exceeding forecasts. This resilience strengthens the USD.

The Fed maintains a cautious approach toward future rate cuts. CME FedWatch Tool data shows traders reduced the probability of a December Fed cut to 62% from 68%. Conversely, the Bank of Canada (BoC) has already cut its policy rate to 2.25%. Although the BoC signaled an easing cycle pause, markets focus on expected future divergence. This policy gap favors dollar-denominated assets, pushing the USD/CAD higher.

Economics and Fiscal Policy Headwinds

Canada’s fiscal policy adds downward pressure on the CAD. The new Canadian budget projects the fiscal deficit will more than double this year. Deficit projections reach -2.5% of GDP for 2025/26 and -2.0% for 2026/27, representing material fiscal loosening. Markets interpret this spending as potentially inflationary without sufficient growth, weakening the CAD.

Furthermore, the CAD remains highly sensitive to crude oil prices. West Texas Intermediate (WTI) crude trades near $60.00 per barrel, declining slightly. As a major oil exporter, softer energy prices negatively impact Canada’s terms of trade and export revenue, directly pressuring the Loonie.

Technology and Patent Analysis: The Competitiveness Gap

Structural economic factors underpin the CAD weakness.15 Canada faces an ongoing competitiveness gap with the US, particularly in high-tech and innovation sectors.16 Persistent lower productivity growth in Canada compared to the US makes the Canadian economy less appealing for long-term capital investment.

The US economy demonstrates superior labor productivity growth and strong performance in advanced industries. This technology and innovation lag limits the CAD potential for sustained appreciation. The US also benefits from acting as a “black hole” attraction for Canadian talent and intellectual property. This fundamental economic divergence provides structural support for the Greenback’s long-term dominance.