Wow! You must have an excellent credit score to get 0% on an autoloan and 18 months? Just amazing.
My sister’s planning to get a Honda Fit from a dealer but a friend of hers advised her that it’s a good idea to talk with the dealer on the lowest rate that she can get and then get a loan from her CU after. How does that sound?
It’s her first car and her first auto loan application so we’re trying to get answers based on first hand experience. Her CU is offering her these auto loan rates btw.
In my opinion they’re not bad especially for someone in SF. What’s your take on this?